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Roadside & Local Recovery
from
£51
Our pricing is based on the age of your vehicle
1 - 5 Years £51.00
6 - 10 Years £77.00
11 - 15 Years £98.00
No excess is payable in the event of a call-out
Roadside & National Recovery
from
£75
Our pricing is based on the age of your vehicle
1 - 5 Years £75.00
6 - 10 Years £99.00
11 - 15 Years £162.50
No excess is payable in the event of a call-out
In addition National Recovery Includes
Same benefits as Standard Recovery but with nationwide recovery.
Roadside, National Recovery & Home Start
from
£87
Our pricing is based on the age of your vehicle
1 - 5 Years £87.00
6 - 10 Years £111.00
11 - 15 Years £174.50
No excess is payable in the event of a call-out
In addition National Recovery Includes
Same benefits as Standard Recovery but with nationwide recovery.
European & Home Start

from
£133
Our pricing is based on the age of your vehicle
1 - 5 Years £132.94
6 - 10 Years £184.69
11 - 15 Years Not Available
No excess is payable in the event of a call-out
In addition National Recovery Includes
Same benefits as Standard Recovery but with nationwide recovery.
Assistance provided both within the UK and Europe.
Cover/benefits in the UK are the same as those under National.
Cover Benefits in Europe
Vehicle 1 - 5 Years Old | Vehicle 6 - 10 Years Old | Vehicle 11 - 15 Years Old | |
---|---|---|---|
Standard Recovery | £51.00 | £77.00 | £98.00 |
National Recovery | £75.00 | £99.00 | £162.50 |
National Plus Recovery | £87.00 | £111.00 | £174.50 |
European Recovery | £115.00 | £166.75 | £285.20 |
European Recovery Plus | £132.94 | £184.69 | Not Available |
Home Assist
If your vehicle will not start at your home, then we will send a Rescue Agent to you. They will spend up to 60 minutes to fix it. However, If it cannot be fixed in this time, then your vehicle will be taken to a local garage.
Roadside Assistance
If your vehicle breaks down anywhere in the UK (or Europe, if selected). A rescue Agent will attend and spend up to 60 minutes to try and fix the vehicle.
Local Recovery - Standard
If your vehicle cannot be fixed at the roadside, then we will recover your vehicle in one of two ways
National Recovery
If your vehicle cannot be fixed at the roadside, then we will recover your vehicle to your home address, or if you would prefer and it is closer, your preferred destination within the UK.
National Recovery also includes
For full details, please refer to the policy wording.
Pricing is based on vehicle age
1-5 years old £51.00
6-10 years old £77.00
11-15 years old £98.00
The basics of the policy are:
Upon breakdown, if the roadside agent cannot repair, or does not feel that they can repair the vehicle within 60 minutes, then they will arrange to have your vehicle, you and your pasengers transported to the nearest suitable garage within a 20 mile radius.
However, if it is felt that the repair cannot be arranged the same day, then they will take your vehicle, you and your passengers to your home or your chosen destination, again within a 20 mile radius.
For the full wording and definitions, please take a look at the policy wording and the IPID
With the standard cover, there is no option to add homestart.
Note that with this policy, there is no cover if you breakdown within 3/4 mile of your home.
Pricing is based on vehicle age
1-5 years old £75.00
6-10 years old £99.00
11-15 years old £162.50
The basics of the policy are:
Upon breakdown, if the roadside agent cannot repair, or does not feel that they can repair the vehicle within 60 minutes, then they will arrange to have your vehicle, you and your pasengers transported to the nearest suitable garage.
However, if it is felt that the repair cannot be arranged the same day, then they will take your vehicle, you and your passengers to your home, or if you would prefer, they will take you on to a preferred destination within the UK, as long as it is closer.
There are other aspects to the policy such as
For full details of the policy and definitions, please take a look at the policy wording and the IPID
Note that with this policy, there is no cover if you breakdown within 3/4 mile of your home.
Pricing is based on vehicle age
1-5 years old £87.00
6-10 years old £111.00
11-15 years old £174.50
The basics of the policy are:
Upon breakdown, if the roadside agent cannot repair, or does not feel that they can repair the vehicle within 60 minutes, then they will arrange to have your vehicle, you and your pasengers transported to the nearest suitable garage.
However, if it is felt that the repair cannot be arranged the same day, then they will take your vehicle, you and your passengers to your home, or if you would prefer, they will take you on to a preferred destination within the UK, as long as it is closer.
There are other aspects to the policy such as
For full details of the policy and definitions, please take a look at the policy wording and the IPID
Note that with this policy, there is cover if you breakdown within 3/4 mile of your home.
Pricing is based on vehicle age
1-5 years old £115.00
6-10 years old £166.75
11-15 years old £285.20
If you have opted and paid for European cover, it includes all the same benefits as the National, with the addition of assistance within the territorial limits (Europe). Cover will be provided within territorial limits (Europe) where the maximum duration of any single trip does not exceed 90 Days in any one consecutive 12 month policy period.
The claims administrator will send help to the scene of the breakdown and arrange to pay callout fees and mileage charges needed to repair or assist with the vehicle.
If, in the opinion of the roadside agent, they are unable to repair the vehicle at the roadside within 60 minutes, the claims administrator will assist in the following way: -
Arrange and pay for your vehicle, you and the passengers to be recovered to the nearest garage able to undertake the repair.
Or
Please note: For European assistance, your policy start date must be before the start of your journey to the territorial limits (Europe).
Shipping of Spare parts
Where it is more efficient and cost effective to do so, the claims administrator will pay the reasonable cost of shipping replacement parts to the repairing garage within the territorial limits (Europe), you will be responsible for the cost of the spare parts and the claims administrator will only organise shipping once you have confirmed the spare parts have been paid for. Although the claims administrator will endeavour to source the required spare parts for you, the claims administrator can make no guarantee the parts will be immediately available to us.
Pricing is based on vehicle age
1-5 years old £132.94
6-10 years old £190.44
11-15 years old - Not Available
If you have opted and paid for European Plus this includes all the same benefits as European Cover, with the addition of home assist.
The claims administrator will send help to your home address or within 3/4 a mile radius of your home address in the event your vehicle suffers a breakdown.
You are not covered for:
Have you ever considered Taxi Excess Protection?
Often the excess on your taxi Insurance can be quite high, typically £500-£1000.
Excess protection will pay you back your excess, in the event of you having a claim. It's not an expensive product to buy and takes some of the worry away in the event of a claim.
Why not take a look at our
Taxi Excess Cover?
Where to find us:
111 Bramston Street, Brighouse, HD6 3AQ
Call us: 01484 712300
Email: Use the Contact Us Page
protectyourthings is wholly owned and operated by KIS financial solutions who are authorised and regulated by the Financial Conduct Authority. FCA No. 302556