Taxi Breakdown Cover

Private & Public Hire

Roadside, Recovery & Home Assistance

Roadside & Local Recovery

from

£51

Standard Recovery Taxi Breakdown
  • Pricing

    Our pricing is based on the age of your vehicle


    1 - 5 Years £51.00

    6 - 10 Years £77.00

    11 - 15 Years £98.00


    No excess is payable in the event of a call-out

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  • Roadside

    • Help to repair your vehicle at the roadside in the UK when you are more than ¾ mile from your home.
    • Misfuelling cover – Up to £250 to pay for the cost of draining incorrect fuel, and replacement with up to 10 litres of correct fuel
    • Key cover – To recover you to your home or a garage/dealership if you lose or break your keys or lock your keys in your vehicle
  • Local Recovery

    • If your vehicle cannot be repaired within 60 minutes, your vehicle, you, and the passengers will be transported to the nearest garage (within 20 miles).
    • If recovery to the nearest garage is not possible or the repair cannot be made the same day, your vehicle, you and the passengers will be transported to your home or a chosen destination, provided this is 20 miles or less from where the breakdown took place.
    • Recovery of a trailer or caravan if attached to your vehicle.
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Roadside & National Recovery

from

£75

National Recovery Taxi Breakdown
  • Pricing

    Our pricing is based on the age of your vehicle


    1 - 5 Years £75.00

    6 - 10 Years £99.00

    11 - 15 Years £162.50


    No excess is payable in the event of a call-out

    Buy Now
  • Roadside

    • Help to repair your vehicle at the roadside in the UK when you are more than ¾ mile from your home.
    • Misfuelling cover – Up to £250 to pay for the cost of draining incorrect fuel, and replacement with up to 10 litres of correct fuel
    • Key cover – To recover you to your home or a garage/dealership if you lose or break your keys or lock your keys in your vehicle
  • National Recovery

    • If your vehicle cannot be repaired within 60 minutes, your vehicle, you, and your passengers will be transported to the nearest garage (within 20 miles).
    • If recovery to the nearest garage is not possible or the repair cannot be made the same day, your vehicle, you and your passengers will be transported to your home or a chosen destination, provided this is 20 miles or less from where the breakdown took place.
    • Recovery of a trailer or caravan if attached to your vehicle.

    In addition National Recovery Includes


    Same benefits as Standard Recovery but with nationwide recovery.

    • Recovery of your vehicle if you are medically unfit to drive.
    • Overnight accommodation or alternative travel as an alternative to recover.
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Roadside, National Recovery & Home Start

from

£87

National Recovery & Home Start Taxi Breakdown
  • Pricing

    Our pricing is based on the age of your vehicle


    1 - 5 Years £87.00

    6 - 10 Years £111.00

    11 - 15 Years £174.50


    No excess is payable in the event of a call-out

    Buy Now
  • Roadside

    • Help to repair your vehicle at the roadside in the UK when you are more than ¾ mile from your home.
    • Misfuelling cover – Up to £250 to pay for the cost of draining incorrect fuel, and replacement with up to 10 litres of correct fuel
    • Key cover – To recover you to your home or a garage/dealership if you lose or break your keys or lock your keys in your vehicle
  • National Recovery

    • If your vehicle cannot be repaired within 60 minutes, your vehicle, you, and the passengers will be transported to the nearest garage (within 20 miles).
    • If recovery to the nearest garage is not possible or the repair cannot be made the same day, your vehicle, you and the passengers will be transported to your home or a chosen destination, provided this is 20 miles or less from where the breakdown took place.
    • Recovery of a trailer or caravan if attached to your vehicle.

    In addition National Recovery Includes


    Same benefits as Standard Recovery but with nationwide recovery.

    • Recovery of your vehicle if you are medically unfit to drive.
    • Overnight accommodation or alternative travel as an alternative to recover.
  • Home Start

    • We will send help to your home address or within 3/4 a mile radius of your home address in the event your vehicle suffers a breakdown. If we cannot fix it within 60 minutes, then we will take it to a local garage.
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European & Home Start



from

£133

UK & European Taxi Breakdown with Home Start
  • Pricing

    Our pricing is based on the age of your vehicle


    1 - 5 Years £132.94

    6 - 10 Years £184.69

    11 - 15 Years Not Available


    No excess is payable in the event of a call-out

    Buy Now
  • Roadside

    • Help to repair your vehicle at the roadside in the UK when you are more than ¾ mile from your home.
    • Misfuelling cover – Up to £250 to pay for the cost of draining incorrect fuel, and replacement with up to 10 litres of correct fuel
    • Key cover – To recover you to your home or a garage/dealership if you lose or break your keys or lock your keys in your vehicle
  • National Recovery

    • If your vehicle cannot be repaired within 60 minutes, your vehicle, you, and the passengers will be transported to the nearest garage (within 20 miles).
    • If recovery to the nearest garage is not possible or the repair cannot be made the same day, your vehicle, you and the passengers will be transported to your home or a chosen destination, provided this is 20 miles or less from where the breakdown took place.
    • Recovery of a trailer or caravan if attached to your vehicle.

    In addition National Recovery Includes


    Same benefits as Standard Recovery but with nationwide recovery.


    • Recovery of your vehicle if you are medically unfit to drive.
    • Overnight accommodation or alternative travel as an alternative to recover.
  • European

    Assistance provided both within the UK and Europe.

    Cover/benefits in the UK are the same as those under National.


    Cover Benefits in Europe


    • Assistance provided both within the UK and Europe.
    • Help to repair your vehicle at the roadside.
    • Up to £150 towards reimbursement of costs of being towed to a place of safety following a breakdown on a motorway or major public road in France and some other European countries.
    • If your vehicle cannot be repaired within 60 minutes, your vehicle, you, and the passengers will be transported to the nearest garage.
    • If your vehicle cannot be repaired the same day, alternative transport (up to £500) and/or emergency accommodation (up to £1,000 in total per breakdown) cover whilst your vehicle is being repaired.
    • Suitable cover in the event of a breakdown near the end of your trip if there is insufficient time to repair the vehicle. For example, emergency accommodation/ alternative transport/transport re-booking fees or repatriation for you/your vehicle.
  • Home Start

    • We will send help to your home address or within 3/4 a mile radius of your home address in the event your vehicle suffers a breakdown. If we cannot fix it within 60 minutes, then we will take it to a local garage.
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Our Taxi Breakdown Pricing

Vehicle 1 - 5 Years Old Vehicle 6 - 10 Years Old Vehicle 11 - 15 Years Old
Standard Recovery £51.00 £77.00 £98.00
National Recovery £75.00 £99.00 £162.50
National Plus Recovery £87.00 £111.00 £174.50
European Recovery £115.00 £166.75 £285.20
European Recovery Plus £132.94 £184.69 Not Available

Basic Definitions

Home Assist


If your vehicle will not start at your home, then we will send a Rescue Agent to you. They will spend up to 60 minutes to fix it. However, If it cannot be fixed in this time, then your vehicle will be taken to a local garage.

Roadside Assistance


If your vehicle breaks down anywhere in the UK (or Europe, if selected). A rescue Agent will attend and spend up to 60 minutes to try and fix the vehicle.

Local Recovery - Standard


If your vehicle cannot be fixed at the roadside, then we will recover your vehicle in one of two ways

  • Arrange for you, your passengers and your vehicle to be recovered to the nearest suitable garage, less than 20 miles from the scene of the breakdown.
  • If it is felt that the repair cannot be made the same working day, then we will arrange for you, your passengers and your vehicle to be transported to your home or chosen destination, as long as this is 20 miles or less from where you broke down.

National Recovery


If your vehicle cannot be fixed at the roadside, then we will recover your vehicle to your home address, or if you would prefer and it is closer, your preferred destination within the UK.


National Recovery also includes


  • Alternative Transport
  • Emergency Overnight Accommodation.

For full details, please refer to the policy wording.

WHICH LEVEL OF COVER IS RIGHT FOR YOU?

  • Standard Recovery Cover

    Pricing is based on vehicle age


    1-5 years old £51.00

    6-10 years old £77.00

    11-15 years old £98.00


    The basics of the policy are:


    Upon breakdown, if the roadside agent cannot repair, or does not feel that they can repair the vehicle within 60 minutes, then they will arrange to have your vehicle, you and your pasengers transported to the nearest suitable garage within a 20 mile radius.


    However, if it is felt that the repair cannot be arranged the same day, then they will take your vehicle, you and your passengers to your home or your chosen destination, again within a 20 mile radius.


    For the full wording and definitions, please take a look at the policy wording and the IPID


    With the standard cover, there is no option to add homestart.


    Note that with this policy, there is no cover if you breakdown within 3/4 mile of your home.

  • National Recovery Cover

    Pricing is based on vehicle age


    1-5 years old £75.00

    6-10 years old £99.00

    11-15 years old £162.50


    The basics of the policy are:


    Upon breakdown, if the roadside agent cannot repair, or does not feel that they can repair the vehicle within 60 minutes, then they will arrange to have your vehicle, you and your pasengers transported to the nearest suitable garage.


    However, if it is felt that the repair cannot be arranged the same day, then they will take your vehicle, you and your passengers to your home, or if you would prefer, they will take you on to a preferred destination within the UK, as long as it is closer.


    There are other aspects to the policy such as

    • Alternative Transport
    • Emergency Overnight Accommodation

    For full details of the  policy and definitions, please take a look at the policy wording and the IPID


    Note that with this policy, there is no cover if you breakdown within 3/4 mile of your home.


  • National Plus Cover

    Pricing is based on vehicle age


    1-5 years old £87.00

    6-10 years old £111.00

    11-15 years old £174.50


    The basics of the policy are:


    Upon breakdown, if the roadside agent cannot repair, or does not feel that they can repair the vehicle within 60 minutes, then they will arrange to have your vehicle, you and your pasengers transported to the nearest suitable garage.


    However, if it is felt that the repair cannot be arranged the same day, then they will take your vehicle, you and your passengers to your home, or if you would prefer, they will take you on to a preferred destination within the UK, as long as it is closer.


    There are other aspects to the policy such as


    • Alternative Transport
    • Emergency Overnight Accommodation

    For full details of the  policy and definitions, please take a look at the policy wording and the IPID


    Note that with this policy, there is cover if you breakdown within 3/4 mile of your home.


  • European Cover

    Pricing is based on vehicle age


    1-5 years old £115.00

    6-10 years old £166.75

    11-15 years old £285.20


    If you have opted and paid for European cover, it includes all the same benefits as the National, with the addition of assistance within the territorial limits (Europe). Cover will be provided within territorial limits (Europe) where the maximum duration of any single trip does not exceed 90 Days in any one consecutive 12 month policy period.


    The claims administrator will send help to the scene of the breakdown and arrange to pay callout fees and mileage charges needed to repair or assist with the vehicle.


    If, in the opinion of the roadside agent, they are unable to repair the vehicle at the roadside within 60 minutes, the claims administrator will assist in the following way: -


    Arrange and pay for your vehicle, you and the passengers to be recovered to the nearest garage able to undertake the repair. 


    Or

    • If the vehicle cannot be repaired within 96 hours or by your intended return, whichever is the later, the claims administrator will arrange for your vehicle, you the passengers to be transported either to your home address, or if you would prefer and it is closer, your original destination within the territorial limits (Europe).

    Please note: For European assistance, your policy start date must be before the start of your journey to the territorial limits (Europe).


    Shipping of Spare parts

    Where it is more efficient and cost effective to do so, the claims administrator will pay the reasonable cost of shipping replacement parts to the repairing garage within the territorial limits (Europe), you will be responsible for the cost of the spare parts and the claims administrator will only organise shipping once you have confirmed the spare parts have been paid for. Although the claims administrator will endeavour to source the required spare parts for you, the claims administrator can make no guarantee the parts will be immediately available to us.

  • European Plus Cover

    Pricing is based on vehicle age


    1-5 years old £132.94

    6-10 years old £190.44

    11-15 years old - Not Available


    If you have opted and paid for European Plus this includes all the same benefits as European Cover, with the addition of home assist.


    The claims administrator will send help to your home address or within 3/4 a mile radius of your home address in the event your vehicle suffers a breakdown.

  • What is Not Covered?

    You are not covered for:


    • Breakdowns within the first 48 hours from the start of your policy
    • Breakdowns as a result of failure to maintain your vehicle
    • Assistance if your vehicle is untaxed or uninsured
    • Any costs incurred more than 10 miles from the scene of a breakdown if your vehicle is immobilised by snow, mud, sand, water, ice or a flood 
    • Any costs incurred in respect of a recovery more than 20 miles for Standard recovery 
    • Any faults or symptoms from faults that you have failed to repair if you have requested a callout from our roadside agent within the last 28 days
    • A breakdown as a result of motor racing, rally driving, track days, duration, or contest or speed trials or practice of these activities 
    • A breakdown as a result of a tyre puncture, if you do not have the correct equipment in your car, which must be your tool for locking wheel nuts, a spare tyre or if there is no spare tyre, then a puncture sealant aerosol kit

On a Different Subject -

Taxi Excess Protection

Have you ever considered Taxi Excess Protection?

 

Often the excess on your taxi Insurance can be quite high, typically £500-£1000.


Excess protection will pay you back your excess, in the event of you having a claim. It's not an expensive product to buy and takes some of the worry away in the event of a claim.

Why not take a look at our Taxi Excess Cover?

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