Cheap Tyre Insurance Cover

Take the Pressure out of Tyre Damage

Tyre & Run Flat Insurance

It doesn't matter whether you have normal, performance or run flat tyres, when they get damaged, you can often expect a sizeable bill.


For New Cars

Most tyre or run flat insurance is purchased from a dealership when purchasing a new or nearly new car and often the price you pay

can be let's just say 'Not so Competitive'


There is no doubt that buying tyre insurance directly from Protectyourthings will save you money compared to a Dealership.


For Used Cars

We can also offer cover on vehicles that you've owned for a while or bought privately. In this instance, to protect ourselves from potentially fraudulent claims, there is a 14 day waiting period, unless you are replacing an existing policy. 

Take the 'Pressure' out of Tyre Damage 


" Tyre Insurance will pay for the repair or replacement of up to 5 tyres (including winter tyres) that have been accidentally or maliciously damaged – including; kerbing, puncture and pot hole damage. A choice of £300 or £500 cover per tyre is available and cover can be purchased for 1 – 3 year periods ”


To make sure we are as competitive as possible, you can choose the size of your tyres and also whether they are 'run flats' or not.

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  • What is Insured?
    • Accidental damage to tyres
    • Malicious damage to the tyre or a valve caused by a third party, which necessitates immediate repair or replacement before normal use can be resumed
    • You can choose either a limit of £300 per tyre or £500 per tyre
    • You can choose to cover the following different types of tyre
    • Tyres up to 18 inches in diameter
    • Tyres from 18 inches in diameter up to 21 inches in diameter (if selected)
    • Run flat and non-run flat tyres.
    • You can choose from a period of insurance ranging from 12-36 months
  • What is not Insured?
    • Theft of tyres
    • Tyres where the tread depth is less than 2mm across the full tread area at the time of damage
    • An excess of £10 applies in respect of every claim
    • More than 5 claims in any one policy period
    • Claims due to wear and tear or uneven wear to tyres caused by defective steering
    • Tyres used outside manufacturers’ recommended limits; wheel balance or failure of a suspension component or shock absorber
    • Lack of maintenance (including but not limited to incorrect tyre  pressure)
    • Vehicles used as taxis, for self-drive hire, driving school vehicles, service vehicles commercial vehicles and vans over 3.5 tonne
    • Any vehicle used for competitions, rallies, pace making and off-road use
  • Are there any Restrictions on Cover?
    • Claims made within the first 14 days of the date this policy started unless it can be evidenced that you previously held comparable tyre insurance cover immediately prior to the inception date of this policy
    • Claims must be made within 7 working days of the damage to the tyre occurring
    • All repairs must be authorised by us before any work is undertaken
    • All tyres must be “E” marked
    • You must retain replaced tyres for inspection for a calendar month if you pay a repairer direct and are reclaiming costs from us.
  • Where am I Covered?

    You are covered in respect of damage to tyres occurring in the United Kingdom, Channel Islands and the Isle of Man. We do not provide cover in the event of a claim anywhere else.

  • Is There an Excess?

    Yes, there is a £10 Excess payable each time you claim.

  • Is it Immediate Cover?

    There is a 14 day waiting period, unless this policy is replacing an existing policy

  • Excluded Vehicles

    The following vehicles / vehicle types are excluded from cover:

    (a) Taxis, self-drive hire, driving school vehicles, service vehicles (such as police cars or ambulances)

    (b) Commercial vehicles, or vans with a carrying capacity exceeding 3500kg

    (c) A vehicle used in any sort of competitions, rallies, pace making or off road use

    (d) Left hand drive vehicles or a vehicle not listed in Glass’s Guide

    (e) Any vehicle owned temporarily or otherwise by a motor dealer, trader or business formed for the purpose of selling or servicing motor vehicles

  • Can the Policy be Transferred?

    You are not able to transfer ownership of the policy if you sell your vehicle. However, you can transfer the policy onto your new vehicle, as long as it isn't an excluded vehicle.

  • The Facts

    Tyres by their very nature are particularly exposed to damage caused by debris and broken road surfaces. Today’s low profile and run flat tyres can be extremely expensive to replace and damage can often occur when we least expect it and can least afford it.


    An increasing number of car manufacturers now use a tyre technology called ‘run flat tyres’ for reasons of improved safety and driver convenience. This technology dramatically improves driving safety if a puncture occurs at high speed, because run flat tyres are designed to remain intact and in shape in the event of a deflation. The reinforced side walls are normally capable of bearing the weight of the car for up to 100 miles at 60 mph. From a convenience point of view, this also means if you get a puncture at night or during poor weather, there is no immediate need to stop and fit the spare wheel.

  • Is it good value?

    Tyre Insurance can provide valuable cover for up to £2500.00 of risk for less than £270 for a full three year period despite the exceptionally high risk of damage occurring. Is it no wonder that your fully comprehensive insurer will not cover tyres?


    So, do you need it and is it a worthwhile investment and good value? – That is for you to decide, but you must agree there are compelling reasons to give it serious consideration.

  • Do I need it?

    Run flat tyre prices are slightly more than low profile tyres and they range from £150 – £375 depending upon make, size and rating. A typical run flat tyre on a mid range BMW 5 Series for example, could cost in the region of £250 – £350 to replace. Run flat tyres are not currently repairable, therefore even if you experience minor damage such as a puncture – the tyre will almost certainly need to be replaced. Other tyres including Low Profile tyres rarely survive a sudden puncture or damage caused by kerbing or pot hole damage and in these circumstances a replacement is almost inevitable.


    Vehicle tyres are at high risk of damage. We expect them to absorb the rigours of day to day driving, often on pot holed, debris littered and damaged roads whilst carrying the weight of the vehicle, its passengers and luggage.


    Take a look at the pile of tyres awaiting disposal at your nearest tyre retailer. You will rarely find a worn beyond limits tyre in the pile. That’s because many tyres are replaced prematurely due to damage or puncture. Tyre Insurance will be there for you when you need it most.

  • Policy Wording

    View Policy Wording for Run Flats


    View Policy Wording for Non Run Flats

  • Key Facts

    View Key Facts for Run Flats


    View Key Facts for Non Run Flats