Pest Infestation

Pest Infestation

If you have a pest infestation inside your home, we will provide assistance to remove it. (Please note, “pests” are defined under this policy as either black or brown rats, field or house mice, and wasps’ and hornets’ nests. Infestation by any other animal or insect, including bees, is not covered under this policy.)

If your home becomes uninhabitable for more than 48 hours because of an emergency covered by this section of the insurance, we will pay up to £250 in total (including VAT) towards the cost of alternative accommodation. Cover is provided towards the cost of hotel room(s) and transport to the hotel only. We will not pay for any food or drink purchased, nor the cost of any parking charges incurred, nor the cost of any entertainment.

We do not cover:

a) Pest infestation relating to non-covered pests, including but not limited to, ants, fleas, bedbugs, spiders, flies, squirrels, and bees.

b) Pest infestations outside the main house at your home. For example, in garages, other outbuildings or in the garden.

c) Any damage caused by the engineer in gaining access to the home.

d) For a home greater than two stories high which due to health and safety will require scaffold to access, we are unable to offer cover within the roof section.

e) Damage caused by pests to your home and its contents.

The removal of bees and bee hives. Bees are not seen as pests and therefore cannot be treated in the same way as hornets or wasps. If you have a swarm, or bees in the structure of your home, you should contact the British Beekeepers Association for guidance: www.bbka.org.uk