Taxi Excess Protection Insurance

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Important Notice :- There is no cover for any claim you make under this Policy within the first 30 days immediately following the start date of cover unless this insurance was taken out at the same time as your main insurance policy or this insurance was purchased by you at the time of renewal of your previous Commercial/Fleet Motor Excess insurance policy

This policy will cover Taxi's, Private Hire, Chauffeurs & Black Cabs

Eligibility

Any user of the vehicle must be covered by motor insurance which is in force throughout the duration of the motor excess policy; All claims must be reported to us as soon as reasonably possible, and in any case no later than 30 days after the date the excess is paid under the motor insurance policy. Claims must occur within the United Kingdom, Channel Islands and the Isle of Man.

Summary

£250, £300, £350, £400, £500, £750, £1000, £1500 or £2000 (based on your choice) excess protection for taxi, black cab, private hire and Chauffeur driven vehicles. Unlimited claims up to the annual limit. One policy per vehicle. Covers Fire Theft, Attempted theft, Flood or Vandalism or an accident that was your fault or partial fault or where you have been unable to recover your excess from a liable third party within a 6 months period of the date of claim. Unlimited claims up to the annual limit.

Exclusions

Vehicle must not :- Exceed 3.5 tonne gross vehicle weight; Have no more than 9 seats (including the driver); Not be used for hire and reward unless your primary motor insurance policy is in force for the named vehicle and permits this under your operator’s licence and you hold the appropriate licence with the relevant authority to provide a taxi or chauffeur service. All claims must be reported no later than 30 days after the date you paid your excess. Does not cover warranty policies or windscreen/glass claims in isolation. Excess for Theft/attempted theft of personal items is excluded. Vehicles must not be used for Pacemaking, racing or trials

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