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Rent Guarantee & Legal Expenses
SKU 00033
£245.00
Start Date
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Title
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First Name
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Surname
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Your Date of Birth
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1st Line Correspondence Address
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2nd Line Correspondence Address
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Town
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Postcode
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Have You Obtained a Satisfactory Credit Check on the Tenant
Have You Read the Definition of Tenant Reference?
What is the Tenancy Start Date?
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1st Line Risk Address
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2nd Line Risk Address
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Town (Risk Address)
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Postcode (Risk Address)
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Monthly Rental Received?
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What Excess would you like?
1
Product Details
***DON'T FORGET ABOUT OUR 14 DAY MONEY BACK GUARANTEE***
What is insured?
- Breach of Tenancy Agreement: Pursuit following a breach by the tenant of any of their obligations under the tenancy agreement.
- Pursuit of Rent Arrears: The pursuit of rent arrears which commenced during the period of insurance.
- Eviction: The eviction of anyone in the property without your permission.
- Legal Defence: The defence of civil or criminal proceedings in respect of any act or omission by you arising from your ownership or management of the property.
- Rent Arrears Guarantee: Rent arrears owned by the tenant.
What is not insured?
- Claims where there are no prospects of success.
- Claims where we consider it is unlikely a reasonable settlement will be obtained or where the likely settlement amount is disproportionate compared with the time and expense incurred.
- Claims that arose before the commencement of this insurance.
- Professional fees incurred in connection with interest on rent or service charges payable by the tenant.
- Any rent payable after you have recovered full and vacant possession.
- Any dispute between the insured person and a letting agent.
- Claims where a tenant reference has not been obtained.
Are there any restrictions on cover?
! The maximum amount payable per claim is £50,000.
! The maximum amount payable per period of insurance is £50,000.
! Maximum of £2,500 per month or the amount detailed within the tenancy agreement in relation to claims under rent arrears indemnity, subject to a maximum indemnity period of either 6 or 12 months, whichever is stated in your policy schedule.
! Where it may cost us more to handle a claim than the amount in dispute we may at our option pay to you the amount in dispute which will then constitute the end of the claim under this policy.
***DON'T FORGET ABOUT OUR 14 DAY MONEY BACK GUARANTEE***
Tenancy Agreement
1. A tenancy agreement in writing made between you and the tenant which is an assured shorthold tenancy agreement within the meaning of the Housing Acts 1988 and 1996 or a short assured tenancy or an assured tenancy as defined in the Housing (Scotland) Act 1988 or a tenancy agreement in which the tenant is a limited company. In Northern Ireland the Agreement between you and the tenant to let the property must not be a protected tenancy or a statutory tenancy within the meaning of the Rent (NI) Order 1978 nor a Protected Shorthold Tenancy within the meaning of Housing (NI) Order 1983 or a tenancy agreement in which the tenant is a limited company or a tenancy agreement or lease of a commercial premises; or
2. Any other residential tenancy.
Tenant Reference
1. A credit check against the tenant and any guarantor obtained from a licenced credit referencing company showing:
a) no county court judgments in the past three years;
b) no outstanding county court judgments in the past three years;
c) the tenant's or guarantor's financial ability to meet the rent commitment;
d) that it is reasonable in the circumstances following receipt of the outcome of the credit check to grant a tenancy agreement to the tenant.
2. Copies of two forms of identification, one of which must contain a photograph where the tenant is an individual.
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Rent Guarantee & Legal Expenses
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111 Bramston Street, Brighouse, HD6 3AQ
Call us: 01484 712300
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protectyourthings is wholly owned and operated by KIS financial solutions who are authorised and regulated by the Financial Conduct Authority. FCA No. 302556