Scratch, Dent, Alloys & Misfuel Insurance

Alloy Wheels

Cover for £1000 (inc VAT) for accidental damage to your alloy wheels during the period of insurance within the Territorial limits.

• Maximum of £250 if any alloy wheel cannot be repaired cosmetically and effectively;

Scratch Dent

Cover for £1000 (inc VAT) for cost of minor repairs

resulting from minor body damage to a single external panel during the period of insurance within the Territorial limits. Maximum 3 claims in one policy period.

• Paint Chips less than 150mm diameter and 3mm depth;
• Dents not exceeding 150mm diameter and 3mm depth in single body panel;
• Scratches less than 150mm in length and 3mm depth in single body panel;
• Paint scuffs less than 150mm diameter and 3mm depth in single body panel.

Misfuel

The insurer will repair or replace the parts listed and also labour costs at the agreed approved repairer rate, up to the policy limit of £2500, Cover includes:

• fuel pumps;
• fuel filters
• fuel pressure rail/pipes;
• fuel injectors (if replacement recommended by manufacturers)

• the first £50 each and every claim;
• non-standard, after market or diamond cut alloy wheels
• split rim alloys or chrome effect alloys;
• vehicles with non-standard or custom paint finishes;
• vehicles that use bio diesel, ethanol, red diesel, autogas (LPG), leaded fuel (4Star), or other nonstandard fuel are not covered by the misfuel section

Yes, there is a £50 Excess payable each time you claim.

The following Vehicles are not covered by this policy:-

• All American, Australian and Canadian vehicles (unless built for the UK market);
• Stretched limousines; Aston Martin; Bentley;
• BMW ‘M’ series; Bristol; Bugatti;
• Caterham; Daimler 12 cylinder models;
• De Tomaso; Ferrari;
• Ford Cosworth models;
• Hummer; Jaguars exceeding 4000cc;
• Kit cars; Lamborghini;
• Lancia Delta Integrale/8.32 Models;
• LCC Rocket; Lotus; LPG powered vehicles;
• Marcos; Maserati; McLaren F1;
• Mitsubishi 3000 GT; Morgan;
• Nissan 300ZX/Skyline; Noble M10;
• Panther; Porsche other than Boxster models;
• Rolls Royce; Rotary engine vehicles;
• Subaru SVX / Impreza WRX; TVR;
• Venturi; Westfield,
• Service vehicles (police, ambulance etc);
• Vans with a carrying capacity exceeding 3500kg;
• Taxis and buses and HGV vehicles
• Any vehicle used for Hire & Reward, dispatch and courier work.
• Commercial Vehicles over 3500kg or not listed in glasses guide
• Moped, scooter and Motorcycle.

split rim alloys or chrome effect alloys are not covered under the Alloys section.

Scratch Dent claims must be reported to us within 14 days of occurrence;

• All claims have to be notified to us and authorised prior to any expense being incurred;
• The vehicle must be free from any pre-existing faults at time of inception of this policy;
• Should the insurer need to dismantle the vehicle or a covered component to determine the validity of a claim, you must authorise us to do so. Any costs incurred will only be met as part of a valid claim;
• Repairs under this policy can only be carried out by our approved repairer;
• The claims department can specify the use of guaranteed exchange or factored parts. The liability for claim will be limited to the cost of these.

You are covered in respect of Alloy Wheels, Scratch Dent and Misfuel for the vehicle listed on the schedule located in the United Kingdom, Northern Ireland, Channel Islands and the Isle of Man.

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