Full List of Exclusions

GENERAL EXCLUSIONS 

We will not provide cover for:

1) Any vehicle which is solely powered by an electric motor.

2) The excess on the policy which is the first £50 of any claim made.

3) Faults which did not cause the initial breakdown.

4) Any claim where you have not made a claim on the roadside assistance policy for the fault where the roadside assistance operator has attended to your vehicle and been unable to repair the fault at the roadside.  

5) Any claim where the odometer has been altered or disconnected or is inoperative resulting in the misrepresentation of the vehicle’s actual mileage.

6) Any claims occurring within the first 14 days from the inception of this policy.

7) Grey imports, Kit cars or vehicles not listed within the glass’s guide. 

8) Any claim for vehicles used on any racetrack, race circuit, or toll road without a speed limit (such as the Nürburgring).

9) Cost of repairs relating to a modified or excluded part.

10) Parts subject to recall.

11) Any claim for vehicles used in any sort of competition, racing, pace-making or off-road use.

12) The expected gradual reduction or deterioration in operating performance and/or function of any part(s) due to the age and/or mileage and/or usage of the vehicle (wear and tear).

13) Pre-existing faults that were on the vehicle at the time of purchase of this policy or that you were aware of prior to the start of the journey.

14) Damage or incidental loss arising from poor workmanship, faulty part(s), errors, viruses, omissions, faults in any application or systems software due to the vehicles operating systems' failure to recognise any date change.

15) Vehicles not serviced in line with the manufacturer’s guidelines.

16) Faults as a result of the incorrect fuel or oil being used.

17) Faults caused by accidental damage, vandalism, flood, frost, theft or attempted theft or a road traffic accident.

18) Vehicles without a current MOT or faults already known to you following a recent MOT.

19) Vehicles over 10 years old when this policy started.

20) Vehicles with more than 120,000 miles on the odometer when this policy started.

21) Faults caused by acts, omissions or negligence.

22) We shall not provide cover or be liable to pay any claim or other sums, including return premiums, where this would expose us to any sanction, prohibition or restriction under United Nations resolutions, asset freezing or trade or economic sanctions, laws or regulations of the European Union, United Kingdom, and/or all other jurisdictions where we transact business. 

23) Claims resulting from a lack of normal and proper use or care.